The first of many EOB (Explaniation Of Benefits) hit my e-mail inbox today. I have to say right off the bat, thank GOD for insurance. I don't care how you feel about President Barack Obama or which side of the healthcare debate you are on, but healthcare reform is way overdue. Now, I'm thankful to have insurance, but for those who don't have it, I can't even imagine what it is like.
I hope you all read my previous entry about the long fight and battle I had with the insurance company to get them to pay for the procedure.
The hospital submitted charges nearly $62,000. Seems like a lot right. Well, I did have major surgery and stayed in the hospital about 3 days. But the insurance company only paid about $11,000. It seem unfair doesn't. I've heard from insurance company reps and from other people the insurance companies won't pay for certain tests or procedures because the costs is just too high. the scerenio above doesn't seem like a lot. Seems like they are paying pennies on the dollar for the procedure. So, whay are they being so picky about what they cover and don't cover. When the insurance companies are getting such great prices. Maybe I'm just going on and on, but I just sayin'. Things that make you go hmmm.
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